* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
    font-family: Arial, Helvetica, sans-serif;
}

body {
    line-height: 1.6;
    color: #333;
}

.container {
    width: 90%;
    max-width: 1100px;
    margin: auto;
}

.navbar {
    background: #0a2540;
    color: #fff;
    position: sticky;
    top: 0;
    z-index: 1000;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
}

.navbar a {
    color: #fff;
    margin-left: 1rem;
    text-decoration: none;
}

.navbar .cta {
    background: #ff7a00;
    padding: 0.4rem 0.8rem;
    border-radius: 4px;
}

.hero {
    background: #f4f6f8;
    padding: 4rem 0;
    text-align: center;
}

.hero h2 {
    margin-bottom: 1rem;
}

.btn {
    display: inline-block;
    margin-top: 1rem;
    background: #0a2540;
    color: #fff;
    padding: 0.7rem 1.2rem;
    text-decoration: none;
    border-radius: 4px;
}

.section {
    padding: 3rem 0;
}

.section.light {
    background: #f9f9f9;
}

h2 {
    margin-bottom: 1rem;
}

table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 1rem;
}

th, td {
    border: 1px solid #ccc;
    padding: 0.75rem;
    text-align: center;
}

th {
    background: #0a2540;
    color: #fff;
}

.note {
    margin-top: 1rem;
    font-size: 0.9rem;
}

ul {
    margin-left: 1.5rem;
}

form {
    margin-top: 1rem;
    display: flex;
    flex-direction: column;
}

form input,
form textarea {
    margin-bottom: 0.75rem;
    padding: 0.5rem;
    border: 1px solid #ccc;
}

form button {
    background: #0a2540;
    color: #fff;
    border: none;
    padding: 0.7rem;
    cursor: pointer;
}

footer {
    background: #0a2540;
    color: #fff;
    text-align: center;
    padding: 1rem 0;
    font-size: 0.9rem;
}